Jump to Navigation

San Diego Bankruptcy Attorneys

Helping San Diego Consumers Get Debt Relief

If you let it, debt can take hold of your life. When you are facing constant creditor calls or the loss of your home, you can take action to get relief. At Merker & McDonald in San Diego, California, we can help you take steps toward an improved financial future through bankruptcy.

With more than 45 years of combined experience in bankruptcy law, our attorneys are dedicated to getting debt relief for California consumers. Our firm has helped residents throughout San Diego County make a fresh start through Chapter 7 and Chapter 13 bankruptcy.

As members of Consumer Attorneys of San Diego, our lawyers stand behind its mission to preserve and protect the legal rights of consumers. In keeping with that commitment, we can end creditor harassment by helping you file for bankruptcy.

We can also put an end to foreclosure, repossession of your car and wage garnishment.

Whatever financial issues you may be facing, we are committed to helping you resolve them.

Contact us for a free initial consultation.

Chapter 7 Vs. Chapter 13

We can help you determine whether you qualify for Chapter 7 bankruptcy, also known as liquidation bankruptcy.

Through Chapter 7, you can completely eliminate unsecured debt, including medical bills, credit card debt and unsecured loans.

If you do not qualify for Chapter 7, or you have property and assets that would not be protected under California's bankruptcy exemptions, we can help you file for Chapter 13 bankruptcy.

Through Chapter 13, also known as reorganization or wage earner bankruptcy, we can help you restructure your debt and create a repayment plan to be paid over three to five years. We can help you reduce your monthly payments, and we may be able to eliminate or lower interest rates.

We can help you keep your home, and we may be able to discharge a second mortgage through Chapter 13.

Throughout the bankruptcy process, you can rely on us for sound counsel and aggressive representation. We will protect your rights and your interests.

Contact us to discuss your case.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.